Consolidate your loans and get a better overview of your finances

Do you have several loans and credits? With Refino you can gather them in one place and see whether you can get better terms and a lower monthly cost.

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A second chance at better finances

Do you have unfair loans or have other banks said no? Refino helps you consolidate your loans, lower your monthly costs and strengthen your finances, even if you have had financial challenges in the past.

With personal advice and smart tools you get help towards a better financial future.

How it works with Refino

Fill in your application

Continue to Refino and fill in your application online. It only takes a few minutes.

Talk to an advisor

Refino goes through your situation with you and looks at what options are available based on your finances.

Consolidate your loans

If you choose to proceed, Refino helps pay off the loans and credits that are being consolidated.

About Refino

Refino offers consolidation loans with the goal of helping more people towards simpler and more sustainable personal finances. They combine an online application with personal advice and also help people who have previously found it hard to get help consolidating their loans.

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See what Refino can do for you

Applying is free of charge. The interest rate and terms you can get depend on your individual situation.

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Borrowing costs money!

If you cannot repay the debt on time, you risk a payment remark. This can make it harder to rent a home, sign up for subscriptions and get new loans. For support, contact the budget and debt advisory service in your municipality. Contact details are available at konsumentverket.se.

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